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Industry Exposure and Loss DB

The PERILS Industry Exposure & Loss Database is based on data directly collected from insurance companies writing property business in the covered territories. The database provides significant value for its users. Typical applications include:

  • exposure, event loss and damage degree benchmarking
  • exposure-based business planning, pricing and accumulation control of industry-based covers (ILS, ILW)
  • design of adequate reinsurance and retrocession protections including appropriate triggers
  • natural catastrophe risk model validation

The PERILS Industry Exposure & Loss Database contains the following data types:

PERILS Industry Exposure & Loss Database
 
Geographical Resolution
Occupancy Types 
where available
Timing
Industry Exposure
Per Country and CRESTA Zone
Residential Property
•   Buildings
•   Contents
•   Business
     Interruption
 
Commercial Property
•   as above
 
Industrial Property
•   as above
 
Agricultural Property
·   as above 
Yearly updates
Industry Event Loss
Per Country and CRESTA Zone
Residential Property
 
Commercial Property
 
Industrial Property
 
Agricultural Property
 
Event loss per country available six weeks after the event and updated after three months.
 
Event loss per CRESTA zone and occupancy type available after six months and updated after twelve months. Reports include physical intensity measures such as gust speed values.
 
Further updates as deemed necessary by PERILS. Event loss reporting closed in any case 36 months after event date.
 
General data framework of the PERILS Industry Exposure & Loss Database. The data can be used for exposure, event loss and damage degree benchmarking, pricing and accumulation control of industry-based covers (ILS, ILW), design of adequate reinsurance and retrocession protections including appropriate triggers, and natural catastrophe risk model validation.

 

Access to the PERILS Industry Exposure & Loss Database is available on an annual subscription basis. Subscription is available per individual covered territory or for all covered territories combined.The following information is made available.

Covered Perils and Territories
Covered Perils
Windstorm and ensuing perils, Flood UK
Covered Territories
Belgium, Denmark, France, Germany, Ireland, Luxembourg, Netherlands, Norway, Sweden, Switzerland, United Kingdom

Perils and territories covered by the PERILS Industry Exposure & Loss Database.

For subscription enquiries concerning the PERILS Industry Exposure & Loss Database, please .

To download the product brochure, please click here.